Lindsay Morhardt
- Buy
- Sell
https://www.ruhlmortgage.com/LawrenceDavis.html
Description
Dreaming of a hobby farm, family compound, or peaceful country living? This 3-bedroom, 1.5-bath ranch on a square 5-acre parcel in Albany offers a great opportunity to build equity and create the rural lifestyle you've wanted. The home needs some updating, but many major improvements are already done, making it a solid project for buyers with vision. Surrounded by farmland, the level acreage offers privacy and plenty of room for livestock, gardens, outbuildings, or recreation. Updates include newer plumbing and wiring, a well pump about two years old, an owned water softener, some vinyl windows, and a brand-new central air unit. Inside are a spacious living room, kitchen, three bedrooms, and 1.5 baths, including a primary bedroom with a private half bath. The basement has interior access and exterior cellar doors. Outside, you'll find an oversized garage with a two-door overhead setup that has been reinsulated, rewired, and is ready for heating and central air, plus two additional outbuildings, including one formerly used as a chicken pen. Five usable acres, a peaceful setting, and plenty of potential don't come along often. Schedule your showing today and imagine the possibilities.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,183
Lot Size: 5.00 acres
Garage Size: 2
Built in 1929
Elementary School: Erie Elementary School
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,183
County: Whiteside
Listed By:
Epique Realty
319-540-1002
MRED MLS
MLS ID: 12691346
Room Information
Bedroom 2: 16X7
Bedroom 3: 13X12
Kitchen: 11X11
Laundry: 9X6
Living Room: 25X11
Primary Bedroom: 13X9
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12694 Meredosia Road , Albany, IL 61230.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $165,000 | $165,000 | $165,000 |
| Down Payment | $33,000 | $5,775 | $41,250 |
| Monthly Mortgage Amount | $802 | $984 | $1,019 |
| Taxes | $230 | $230 | $230 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $73 | $0 |
| Monthly Estimated Total | $1,132 | $1,387 | $1,349 |
About this area
About Albany
Albany, IL is a close-knit and small town. Known for being a quaint and beautiful riverside community, the town works together to plan events throughout the year, including the Halloween Fest, City-Wide Garage Sales and the popular Miss Flame Festival. Known for its peaceful rural setting and friendly atmosphere, Albany offers a slower pace of life while still providing convenient access to larger cities like Clinton, IA and the Quad Cities region. The town features scenic river views, open farmland, and tree-lined residential streets that reflect its Midwestern charm and history.
Real estate in Albany primarily consists of single-family homes, with a mix of historic properties, ranch-style homes, and newer construction. Many homes offer spacious lots, detached garages, and a strong sense of privacy. Buyers looking for affordability and room to spread out are drawn to Albany’s housing market. Opportunities may also exist for buyers interested in land, investment properties, or fixer-uppers with long-term potential.
Albany appeals to those who value a close-knit community, outdoor recreation, and a relaxed lifestyle. Residents enjoy fishing, boating, and walking along the river, while still being a short drive from schools, shopping, and medical services. Whether you’re looking for a permanent residence or a peaceful escape from city life, Albany offers a welcoming environment and attainable real estate options in a naturally beautiful setting.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Albany, IL. You can also contact us—we are here to help!
Lindsay Morhardt
REALTOR®
Cell: (563) 241-8092
Licensed in IA & IL
Clinton Office
301 North Second Street
Clinton, IA 52732
(563) 242-4602
Clinton, IA 52732
(563) 242-4602
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