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1645 Ruth Place, Springfield, IL 62704.
This one-of-a-kind, stately, 4-bedroom home is one block from Washington Park on a quiet street with no through traffic. Built in 1920, its quality construction is a limestone exterior and a slate roof(with a 75-150 year life expectancy)with interior plaster walls, hardwood flooring, and tile bathrooms. The home has an intentional, well-designed floorplan with beautiful windows that create light-filled spaces from every exposure. Updates are numerous: plumbing, electrical, refinished oak and beechwood floors, 2 new tile baths, finished lower level, front and back patio areas. Kitchen has St. Charles cabinets and SubZero refrigerator. The connected pantry has a separate sink, disposal, glass-front cabinetry, and drop-zone storage. See documents for a complete list. Pre-inspected and owners prefer to sell as reported and repaired. Sellers have never used fireplace in basement and do not warrant its condition.
MLS ID: CA1043223
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1645 Ruth Place, Springfield, IL 62704.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $634,000 | $634,000 | $634,000 |
| Down Payment | $126,800 | $22,190 | $158,500 |
| Monthly Mortgage Amount | $3,000 | $3,732 | $3,854 |
| Taxes | $882 | $882 | $882 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $279 | $0 |
| Monthly Estimated Total | $4,067 | $5,078 | $4,921 |